Pension Risk Group

How can we help?

A spectrum of options is open to you to help reduce pension liabilities and control volatility. The Allen & Overy Pension Risk group brings together experts across a range of specialisms to help you achieve the best outcomes for your scheme, sponsor and members in all aspects of pension scheme design, funding, investment and derisking. We have experience in designing solutions at every stage of a scheme's lifecycle and throughout the transition to buyout and eventual winding up.

Use the links below to find out more about different ways of managing your pension risk.

Constructive risk management requires a strategic approach, sometimes called a flight path. The key is to identify the level of risk you are happy to carry, and the timescale for each step.

Find out more about designing a flight path for your scheme by downloading our briefing note.

We have advised on market-leading transactions and innovations including:

• new buy-out structures including the early transfer of liabilities in advance of a buyout process
• the ground-breaking corporate takeover of a scheme
• the first longevity transfer to include insurance for members who have not yet retired
• a significant expansion in the world of longevity swaps
• long-term parental guarantees linked to a dynamic funding and strategy agreement
• trust-based escrow structures and asset-backed funding arrangements
• restructuring solutions – solving difficult commercial situations, working with the Pensions Regulator and the Pension Protection Fund

We deliver tailored solutions to address the unique needs of each employer and pension scheme, balancing the needs and interests of all parties to reach agreement efficiently.