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Jodi Norman



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Jodi Norman



Jodi Norman heads Allen & Overy’s market leading Middle East Financial Services Regulatory practice. Jodi offers clients unmatched local UAE regulatory experience and leads thinking on regulatory developments in the UAE and across the GCC region, working extensively with a number of local government and regulatory authorities, including a number of free zone authorities. She advises many of the world’s leading financial institutions, including the sell side, buy side and market infrastructure providers. Increasingly, her practice involves providing regulatory advice non-traditional financial services providers, such as payment services providers and fin-tech start-ups.

The expanding scope and remit of financial regulations require expert advice that demonstrates a detailed knowledge across a wide range of products and services, as well as an understanding of how financial institutions can best structure their operations. Jodi’s practice covers licensing and registration, access to new markets, advising on ongoing supervisory obligations and regulatory enforcement matters. In this respect she has assisted with the licensing of authorised persons in the UAE and each of the financial freezones – the team has acted to establish and license the full suite of financial institutions, from deposit taking institutions through asset management entities, to more simple advising and arranging entities. Jodi advises on all financial services regulations applicable in the UAE, including those issued by the UAE Central Bank, the UAE Securities Commodities Authority, the Abu Dhabi Global Market (ADGM) and the Dubai International Financial Centre (DIFC). She has acted on behalf of clients on enforcement matters both onshore in the UAE and in each of the financial freezones.

Jodi has deep expertise in financial crime compliance, including in the areas of anti-money laundering/counter terrorist financing, market-abuse regulation, anti-bribery and corruption and sanctions compliance. Jodi’s advisory practice includes designing client policies, procedures, systems and controls for the purposes of complying with international and local obligations and she frequently acts on complex, large-scale, cross-border investigations for financial institutions and large corporates in the Middle East.

In addition, Jodi is experienced in legislative drafting and has experienced in benchmarking, defining and drafting laws, regulations and other rules across the GCC, as well as in other jurisdictions covered by A&O global network. She has advised on the legal infrastructure underpinning a number of freezones and other special economic zones, including aspects of the DIFC law and regulation.

Jodi holds a CISI Level 6 Diploma in Investment Compliance, a qualification developed specifically for compliance professionals.

News & insights

Publications: 04 AUGUST 2021

Excess liquidity in CEE – borrowers continue to drive the lending market

Allen & Overy held its 7th Annual CEE Finance Workshop bringing together experts from across the region for an online discussion on the latest loan market trends in CEE. The latest data shows the…

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The sun shining behind a row of modern skyscrapers

Publications: 03 AUGUST 2021

LIBOR transition: less is more

In the race to remediate, the moment has come for lenders to lighten up on corporate authorisations and legal opinions.

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High rise buildings with sun reflecting

Publications: 27 JULY 2021

The Market Abuse Regulation: the First Five Years

This month marks five years since the Market Abuse Regulation (596/2014/EU) (EU MAR), which has recently been retained into UK law following the expiry of the Brexit transition period (UK MAR), came…

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Allen & Overy graphic

Publications: 18 MAY 2020

Beyond Covid-19: Reinvigorating the economy in the MENA region by focusing on mid-caps and SMEs

The Covid-19 coronavirus pandemic has taken its toll on the community of mid-caps and small and medium-sized enterprises (SMEs) that play an important role in supporting the economy in the Middle East…

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Banking and Finance



Allen & Overy LLP
11th Floor, Burj Daman Building, Al Mustaqbal Street, Dubai International Financial Centre
PO Box 506678

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Admitted as a lawyer, Ireland, 2018

Admitted as a lawyer, England and Wales, 2009


BA PPE (Hons), Politics, Philosophy and Economics, University of York/University of California, Santa Cruz, 2005

Level 6 Diploma in Investment Compliance, 2014

CISI Certificate in DIFC Rules & Regulations, 2012

CISI Islamic Finance Qualification, 2012