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Jane Higgins



Higgins Jane
Jane Higgins



Jane advises trustees and employers on a wide range of pensions issues. Jane advises the trustees of the three main Lloyds Banking Group (LBG) pension schemes on matters ranging from board governance to the impact of banking reform, and on 2018's industry test case regarding GMP equalisation.

Jane has particular expertise in pensions issues affecting financial institutions and the impact of banking reform.

Jane is a regular contributor to the wider pensions industry – she was previously a member of the APL’s Main Committee and was previously on its Education and Seminars Committee (responsible for organising junior workshops), and the SPP’s PR and Legislation Committees.

"Jane Higgins has a remarkable breadth of experience; she is incredibly hard working, with unrivalled attention to detail, completely focused on delivering for clients." - Legal 500 UK 2021 (Pensions (Non-Contentious))

"Her strengths are good technical knowledge, pragmatism and quick turnaround." - Chambers UK 2021 (Pensions) 

News & insights

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Publications: 25 AUGUST 2021

Pensions in Dispute - August 2021

Welcome to our quarterly pensions litigation briefing, designed to help pensions managers identify key risks in scheme administration, and trustees update their knowledge and understanding.

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A&O guide to preparing for the implementation statement

Publications: 09 MARCH 2020

The implementation statement: how to prepare for it

Trustee disclosure requirements on investment governance issues, stewardship and engagement continue to evolve rapidly; the new disclosure requirements that apply from 1 October 2020 will affect some…

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Publications: 10 DECEMBER 2019

A quick guide to preparing for the Chair’s Statement

The trustee boards of many schemes providing DC benefits must prepare an annual governance statement known as the Chair’s Statement. The Pensions Regulator has produced a substantial amount of…

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Publications: 01 OCTOBER 2019

ESG, stewardship and transparency in pension scheme investing

1 October 2019 marked the deadline for UK pension schemes to take a step forward in detailing how they take environmental, social and governance issues into account in investment decision-making, and…

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Employment and Benefits



Allen & Overy LLP
One Bishops Square
E1 6AD

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Admitted as solicitor, England and Wales, 2007

Law Society

Association of Pensions Lawyers


BA (Hons) Jurisprudence, Oxford University

Trustee of Governors for Schools