Skip to content

Daphne van der Houwen



van der Houwen Daphne
Daphne van der Houwen



Daphne is a financial regulatory specialist focused on helping clients with navigating banking, insurance and securities regulations to ensure their strategic regulatory projects are delivered. Daphne has extensive experience in dealings with supervisory authorities, both in contentious and non-contentious matters.

She focusses on regulatory clearance processes, and advises clients on good governance and sound business operations. Her experience includes advising on multi-jurisdictional M&A transactions in the FIG sector, cross-border restructurings of financial institutions and establishing new licensed businesses and branch offices.

Her extensive experience working with established financial institutions has put her at the front of our Fintech practice, advising new initiatives on the impact of “old law” on new business models and vice-versa. She regularly applies her expertise in the financial sector to advise Fintechs, PSPs, banks, insurers and investment firms on various Fintech solutions.

Recognised as Rising Star in Financial Services Regulatory (in The Legal 500 (Legalease) 2021 and 2022). Clients praise her “practical advice and problem solving skills” and say that she is “a highly effective advocate”.

Daphne is Fellow at Zuidas Instituut voor Financieel Recht en Ondernemingsrecht, Vrije Universiteit Amsterdam.

Related articles

Foreign direct investments in the Czech Republic: do not trust, but control

Publications: 12 August 2021

Podcast series – Inside the SPAC: Q&A with EFIC1

In this podcast series EFIC1 Chief Investment Officer, Ben Davey, talks about its choice to do a SPAC IPO and how to find a suitable business combination.

Read more

Publications: 15 November 2017

Netherlands Chapter in the Asset Management Review – Sixth Edition

Read more

Publications: 21 September 2017

AFM evaluatie crowdfundingvoorschriften

Read more

Publications: 11 September 2017

Wetsvoorstel transparant toezicht financiële markten

Read more



Apollolaan 15
1077 AB Amsterdam

View office →



Admitted as advocaat, Netherlands, 2010.

Listed in the register of legal practice areas of the Dutch Bar Association for Financieel recht.

Published work

  • D.M. van der Houwen en V.P.G. de Seriere, ‘“No creditor worse of” in case of bank resolution: food for litigation?’ Journal of International Banking Law and Regulation 2016.
  • D.M. van der Houwen, ‘Bancaire zorgplicht jegens derden: actie of reactie?’, Tijdschrift voor Financieel Recht 2015, afl. 4.
  • D.M. van der Houwen, ‘Een algemene zorgplicht voor financiële dienstverleners in de Wft, een goed idee?’ Vennootschap & Onderneming 2012.