Daphne van der Houwen
Counsel
Amsterdam

Daphne van der Houwen
Counsel
Amsterdam
Contact Details
Daphne is a financial regulatory specialist focused on helping clients with navigating banking, insurance and securities regulations to ensure their strategic regulatory projects are delivered. Daphne has extensive experience in dealings with supervisory authorities, both in contentious and non-contentious matters.
She focusses on regulatory clearance processes, and advises clients on good governance and sound business operations. Her experience includes advising on multi-jurisdictional M&A transactions in the FIG sector, cross-border restructurings of financial institutions and establishing new licensed businesses and branch offices.
Her extensive experience working with established financial institutions has put her at the front of our Fintech practice, advising new initiatives on the impact of “old law” on new business models and vice-versa. She regularly applies her expertise in the financial sector to advise Fintechs, PSPs, banks, insurers and investment firms on various Fintech solutions.
Daphne has been recognised by Legal 500 as a New Generation Partner in Fintech and as Rising Star in Financial Services Regulatory in The Legal 500 (Legalease) 2021, 2022 & 2023 and IFLR 1000 2022 & 2023. Clients praise her “practical advice and problem solving skills” and say that she is “a highly effective advocate”.
Daphne is Fellow at Zuidas Instituut voor Financieel Recht en Ondernemingsrecht, Vrije Universiteit Amsterdam.
Qualifications
Professional
Admitted as advocaat, Netherlands, 2010.
Listed in the register of legal practice areas of the Dutch Bar Association for Financieel recht.
Related articles

Qualifications
Professional
Admitted as advocaat, Netherlands, 2010.
Listed in the register of legal practice areas of the Dutch Bar Association for Financieel recht.
Published work
- D.M. van der Houwen en V.P.G. de Seriere, ‘“No creditor worse of” in case of bank resolution: food for litigation?’ Journal of International Banking Law and Regulation 2016.
- D.M. van der Houwen, ‘Bancaire zorgplicht jegens derden: actie of reactie?’, Tijdschrift voor Financieel Recht 2015, afl. 4.
- D.M. van der Houwen, ‘Een algemene zorgplicht voor financiële dienstverleners in de Wft, een goed idee?’ Vennootschap & Onderneming 2012.