Charles Weinstein
Counsel
Washington, D.C.
CW
Charles Weinstein
Counsel
Washington, D.C.
Contact Details
Charles is a counsel in Allen & Overy’s Payments and FinTech practice. He routinely advises a wide range of clients, including traditional financial institutions, non-bank financial services companies, and technology companies, on a broad range of regulatory, commercial, and corporate matters in the payments, fintech, and digital asset and web3 sectors.
Charles’ practice covers the litany of federal and state laws that regulate payments and fintech in the U.S., including state money transmitter and virtual currency laws, the Bank Secrecy Act/FinCEN regulations, EFTA/Regulation E, TILA/Regulation Z, and payment network and clearing house rules. Charles also advises clients in structuring and negotiating corporate transactions and commercial arrangements related to offering payment and consumer finance products and services, as well as represents clients in connection with the acquisition and sale of financial institutions and non-bank financial services companies, such as state-licensed money transmitters.
Charles most recently served as Senior Legal Counsel for Twitter, covering global legal and regulatory matters related to payments and digital assets. Charles also previously practiced in the payments and fintech groups at a leading global law firm.
Qualifications
Professional
Admitted in the District of Columbia and New York
Academic
New York: Law School, JD, summa cum laude, Business Law & Policy, Financial Services Law, 2012
Boston University, B.A. in Economics, 2009
CW
Qualifications
Professional
Admitted in the District of Columbia and New York
Academic
New York: Law School, JD, summa cum laude, Business Law & Policy, Financial Services Law, 2012
Boston University, B.A. in Economics, 2009
Other noteworthy experience
Advising:
- Various payments and fintech clients on regulatory matters including (i) the development, structuring, and launch of new and novel financial products and services; (ii) ongoing day-to-day compliance obligations, including guiding clients through licensing and other authorization processes, the development of policies, procedures, and internal controls, and drafting customer-facing terms and disclosures; and (iii) the representation of clients before various regulatory agencies, including in connection with enforcement actions, examinations, and regulatory guidance and approvals.
- Various capital markets, venture capital, private equity and finance clients with regulatory due diligence and the drafting of regulatory aspects of key offering and transaction documents in connection with matters involving financial institutions, payments/fintech companies, and other providers of payments, credit, and consumer finance products and services.
- Various U.S. clients on domestic matters and expansion into foreign markets.
- Various clients on federal and state consumer financial regulatory compliance issues related to payments, credit, and customer protection, including state money transmitter and virtual currency laws, the Bank Secrecy Act/FinCEN regulations, EFTA/Regulation E, TILA/Regulation Z, and payment network and clearing house rules.
