Alfonso Gutierrez
Counsel
Madrid
Alfonso Gutierrez
Counsel
Madrid
Contact details
Alfonso has extensive experience in the capital markets and banking fields. In capital markets, Alfonso has wide experience in asset securitisation transactions, including RMBS, SMEs, trade receivables, credit cards, auto-loans, etc. He has advised on some of the most relevant asset securitisation transactions in Spain in recent years, and is recognised as one of the experts in the Spanish market.
He also advises leading financial institutions on CRR, STS, SRT and other securitisation regulatory matters. In addition, Alfonso advises leading financial institutions in asset backed-financings, dealer floor plans, factoring (both Spanish and pan-European), reverse factoring and consumer law issues.
Alfonso also advises regularly in wide range of financial transactions, including acquisition, corporate, export and project finance, acquisition of NPL portfolios.
Alfonso is recognised as a leading securitisation market practitioner in the main legal directories such as Chambers & Partners.
Qualifications
Professional
Admitted as lawyer, Spain, 2006
Related articles
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Qualifications
Professional
Admitted as lawyer, Spain, 2006
Experience highlights
Advising a group of financial institutions as Arrangers, on the establishment of the EUR2bn asset backed debt issuance programme by Columbus master credit cards, Fondo de titulización backed by credit rights arising from credit cards issued to individuals by Servicios Financieros Carrefour, EFC, S.A.
Advising a group of financial institutions as Joint Lead Managers on a EUR 1.53bn consumer loan securitisation transaction originated by one of the group.
Advising a global financial institution as sponsor on a circa EUR640m RMBS transaction backed by mortgage participations and/or mortgage transfer certificates originally issued by Catalunya Banc, S.A.
Advising a global financial institution as Arranger and Lead Manager on an EUR300m trade receivables securitisation originated by the Gedesco Group.
Other noteworthy experience
Advising:
- A global financial institution as Arranger and a group of financial institutions as Joint Lead Managers on the EUR400m RMBS transaction sponsored by Blackstone backed by mortgage participations and/or mortgage transfer certificates originally issued by Catalunya Banc, S.A.
- A global financial institution as Arranger and a group of financial institutions as Joint Lead Managers on the EUR172m RMBS transaction sponsored by Blackstone backed by mortgage participations and/or mortgage transfer certificates originally issued by Catalunya Banc, S.A.
- A multinational financial institution as Arranger and Lead Manager on a EUR620m auto loan securitisation transaction originated by PSA Financial Services Spain, E.F.C., S.A. and made through AUTO ABS SPANISH LOANS 2018-1 FT.
- Cajamar as Originator on a EUR972.1m SME loans securitisation made through BCC CAPITAL 1, FONDO DE TITULIZACIÓN
- A group of financial institutions as Joint Lead Managers on the issuance of the EUR181m 2019-2 Note Series by Wizink Master Credit Cards, Fondo de Titulización backed by credit rights arising from credit cards issued to individuals by Wizink Bank, S.A.U.
- A multinational financial institution as Arranger and Lead Manager on a EUR555.5m auto loan securitisation transaction originated by a subsidiary of that financial institution and made through a separate subsidiary of that financial institution.
- A multinational financial institution as Arranger and Lead Manager on a EUR605,100,000 auto loan securitisation transaction originated by PSA Financial Services Spain, E.F.C., S.A. and made through AUTO ABS SPANISH LOANS 2020-1 FT.
- A multinational financial institution as Arranger and a group of financial institutions as Joint Lead Managers on a EUR525,200,000 auto loan securitisation transaction originated by a subsidiary of that multinational financial institution and made through a separate subsidiary of that institution.
- A group of financial institutions as Arrangers and Joint Lead Managers on a EUR515,500,000 mortagage loan securitisation transaction originated by UCI and made FT Fondo De Titulización, RMBS Prado VII.
Recognition
His dedication, his level of knowledge and his capacity to interact with his peers in other jurisdictions is excellent," states one client. "He is a very reasonable person who makes negotiations easy", notes another source, going on to explain: "He always convinces the other side rather than forcing anything on them
Chambers & Partners, 2021
Published work
- Revista de Derecho del Mercado de Valores, no. 6/2010 “Reglamento (CE) núm. 1060/2009 del Parlamento Europeo y del Consejo, de 16 de septiembre de 2009, sobre las agencias de calificación crediticia”.
- The International Capital Markets Review, 10th edition (Spain Chapter)
