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Strong customer authentication for payment services

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Behrens Alexander
Dr Alexander Behrens


Frankfurt am Main

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17 July 2019

Further guidance and potential additional time for compliance

The European Banking Authority (EBA) has issued an opinion setting out which authentication approaches are considered to be compliant with the requirements of strong customer authentication under the Second Payment Services Directive (the Opinion). The Opinion also addresses concerns about the preparedness and compliance of some actors in the payments chain by the envisaged 14 September 2019 deadline.

This Client Alert gives you an overview of the Opinion and integrates EBA’s approach to strong customer authentication presented therein against the existing regulatory landscape.


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