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Pension scheme disclosure by email and website: new rules from 1 December 2010


23 November 2010

Pension scheme trustees will soon have express power to satisfy some formal disclosure requirements by email, or by posting documents on a website.  

Many pension schemes already use electronic means to fulfil some of their obligations to disclose information to members, but the regulations are being updated from 1 December 2010.

The regulations are being updated to provide extra flexibility and to set out some procedural safeguards.

Existing members at 1 December 2010 who have not previously received information electronically must be given notice in writing of a proposal to use e-communications, and must have the opportunity to opt out. In addition, all members will have an ongoing right to request that some or all information is provided to them in hard copy. All e-communications must take into account members' ability to access and store the information, and the needs of disabled members.

There's also an opportunity under the new regulations to streamline statutory money purchase illustrations: some of the information requirements have been removed and other information can be provided separately from the illustration itself.

For more details of the new requirements, please see our pensions Prompt (sent to clients of the UK pensions team within our Employment & Benefits practice). If you would like a copy, please speak to your usual Allen & Overy contact or email .


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