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Allen & Overy LLP
One Bishops Square
E1 6AD
United Kingdom

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Pension Risk Group




Pensions in Dispute



  Andy Cork



Over the last decade, Andy has advised the trustees of some of the largest UK pension funds on a range of strategic and technical matters including risk reduction, scheme funding and regulatory compliance. An acknowledged industry expert, he is highly valued for his ability to translate technical pensions law into practical strategic advice for trustees and companies.

Andy has an easy-going, straightforward manner which is loved by clients. He delivers regular trustee and industry training and workshops. Recent training topics include the effect of EU law on UK pension schemes, the obligations on employers to communicate with pension scheme members and modern governance for trustees. Andy sits on the legislative committee of the Society of Pension Professionals. He supervises and organises work at Allen & Overy’s pro bono clinic at Battersea Law Centre.

Andy Cork is noted for his ability to "get across complex legal issues in a readily and easily digestible form," and sources add: "He has a good combination of sound technical knowledge and the ability to convey that to a lay audience." His practice includes advising clients on complex pensions issues and providing extensive workshops and training to trustees on their role. Chambers UK 2019

Newly promoted partner Andy Cork, who 'communicates clearly'. Legal 500 UK 2019

Professional qualifications

Admitted as solicitor, England and Wales, 2007

Academic qualifications

BA (Hons), Law, Emmanuel College, Cambridge University, 2003

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Experience highlights


GBP9bn: Advised the ICI Pension Fund on 14 tranches of “buy-in” insurance covering over GBP9bn of liabilities.

GBP1bn: Advised Cable & Wireless on the first £1bn “buy-in” insurance contract in the market.

Advised Emap on one of the quickest “all-risks” buy-out transfers achieved in the pensions market.


Other experience

Advising a number of the largest pension schemes in the UK on the full range of their technical and strategic issues.
Advising employers on how to manage their pension scheme liabilities, including closure to accrual, changes to benefits and other liability management.
Advising insurers writing large bulk annuity products for pension scheme trustees.



“Andy regularly advises the trustees of large and well-known pension schemes. One impressed client says: "He is very knowledgeable about our plan, and really able to explain things in an easily understandable way." Chambers 2018


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